Jamal Saleh spent 29 years in banking (Conventional and Islamic) and covered Credit and Enterprise Risk Management (Credit, Market, Operational, Liquidity, and IT Risks). His first 10 years were in the USA (in Private Banking and Credit) and the last 19 were in the UAE in Corporate Banking, Credit, and Risk Management with three leading UAE banks. He served as PRMIA's UAE Director General for 7 years (2007-2014) and was concurrently Member on British University's Advisory Board. Jamal graduated valedictorian, summa cum laude, from New Jersey (USA) in Finance and Banking, and held 6 professional certifications in credit, finance, investment, and risk management. He was a frequent TV quest on local and international business channels and newspapers, as well as a key speaker at tens of regional and international forums in UAE, MENA, Singapore, Europe, USA, etc., including 11 years at the renowned RiskMinds of Geneva/Amsterdam from 2006-2016, and the Commonwealth of Nations at Westminster Palace's Central Hall in London.