Ram has over 20 years professional experience within the Banking sector, of which 14 years was focused on product compliance and Anti-Money Laundering (AML) domain. He is a certified AML Compliance Officer from Association of Certified AML Specialists (ACAMS). Ram has vast experience in managing AML & Sanctions program including transformation initiatives and projects related to KYC and Transaction Monitoring. Prior to joining FAB in 2019, he worked with Citibank as the MLRO.